| Dormant account fee (this fee is charged each month) | $1.00 |
| Overdraft (each debit or check paid) | $32.00 |
| Nonsufficient funds (NSF)per item | $32.00 |
| Account research | $50.00 per hour |
| Stop Payments (all items) | $20.00 |
| Photocopies | $.25 (each copy) |
| Wire transfers (customers) | $20.00 |
| Wire transfers (noncustomers) | $35.00 |
| Wire transfers (foreign) | $40.00 |
| Lost passbook | $5.00 |
| Coupon/bond collection | $5.00 |
| Check cashing (non-customers) | $5.00 per check |
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| Replace Lost ATM or Debit Card | $4.00 |