The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
|Check Printing||fee depends on style of checks|
|Deposited checks and other items returned unpaid||$7.00|
|Dormant account fee (this fee is charged each month)||$1.00|
|Overdraft (each debit or check paid)||$34.00|
|Nonsufficient funds (NSF) per item||$34.00|
|Account Research||$50.00 per hour|
|Stop Payments (all items)||$20.00|
|Photocopies||$ 0.25 ea. copy|
|Wire Transfers (customers)||$25.00|
|Wire Transfers (non-customers)||$35.00|
|Wire Transfers (foreign)||$45.00|
|Wire Transfers (incoming)||$15.00|
|Lost Passbook||$ 5.00|
|Check Cashing (non-customers)||$ 5.00|
|Statement Copy (personal & business)||$ 2.00 per statement|
|Replace Lost ATM or Debit Card||$ 4.00|
A checking account is considered dormant if no deposits or withdrawals have been made for one year. A savings account is considered dormant if no deposits or withdrawals have been made for three years.
We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.