The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
|Check Printing||Fee depends on style of checks|
|Billpay - No charge for the first 10 transactions||$.42 per transaction over 10|
|Billpay Inactivity (no activity for 6 months)||$2.00 per month|
|Deposited checks and other items returned unpaid||$7.00|
|Dormant account fee (this fee is charged each month)||$1.00|
|Overdraft (each debit or check paid)||$34.00|
|Nonsufficient funds (NSF) per item||$34.00|
|Account Research||$50.00 per hour|
|Stop Payments (all items)||$34.00|
|Photocopies||$ 0.25 ea. copy|
|Wire Transfers (customers)||$40.00|
|Wire Transfers (non-customers)||$40.00|
|Wire Transfers (foreign)||$45.00|
|Wire Transfers (incoming)||$40.00|
|Lost Passbook||$ 5.00|
|Check Cashing (non-customers)||$ 8.00 per check|
|Statement Copy (personal & business)||$ 2.00 per statement|
|Replace Lost ATM or Debit Card||$ 10.00|
|Account Closed within 6 months of opening||$40.00|
A checking account is considered dormant if no deposits or withdrawals have been made for one year. A savings account is considered dormant if no deposits or withdrawals have been made for three years.
We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.