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First National Bank of Dennison

Health Savings Account

Introducing Our Exclusive Health Savings Account - A Smart Choice for Your Financial and Medical Wellness!

At The First National Bank of Dennison, we understand the importance of maintaining both your physical and financial well-being. That's why we are excited to present our exclusive Health Savings Account (HSA) – a comprehensive and flexible solution specifically designed to help you manage your medical expenses while maximizing your savings.

What is an HSA?

An Health Savings Account is a tax-advantaged savings account that allows individuals and families to set aside money for qualified medical expenses. It offers you the opportunity to save and invest for your healthcare needs, providing you with peace of mind knowing that your health expenses are secure.

Key Benefits:

  1. Tax Savings: Contributions made to your HSA are tax-deductible, reducing your taxable income. Additionally, any interest or earnings on your HSA funds grow tax-free.
  2. High-Deductible Health Plan (HDHP) Compatibility: Utilize your HSA in conjunction with an affordable HDHP, offering you low premium costs and higher deductible limits without compromising quality medical coverage.
  3. Triple Tax Benefit: Not only are your contributions tax-deductible, but withdrawals for qualified medical expenses are tax-free, making it a triple tax advantage.
  4. Unspent Funds Carry Over: Unlike a Flexible Spending Account (FSA), your HSA balances carry over from year to year. No more worrying about losing your hard-earned savings.
  5. Investment Opportunities: Once your HSA reaches a certain balance, you can choose to invest in a variety of investment options, allowing your savings to grow at a faster pace, giving you an excellent long-term financial strategy.
  6. Easy Access to Funds: Our HSA comes with a dedicated debit card, allowing you instant access to your funds whenever you need them, eliminating the hassle of reimbursement paperwork.


  • $25 minimum deposit to open (must be made within 30 days of opening)
  • No Set Up Fees, No Minimum Balance, No Monthly Service Fees
  • Additional deposits can be made up to allowed contribution limits
  • Earned Interest
  • Free MASTERCARD Check Card (Common Feature Fees Apply)
  • Checks Available
  • Online Banking & Monthly E-Statements

Why Choose The First National Bank of Dennison for Your HSA?

  1. Community Focused: As a local community bank, we understand your unique needs. Our customer-centered approach ensures personalized guidance and assistance on your journey to financial wellness.
  2. Competitive Rates and Low Fees: We offer highly competitive interest rates on your HSA balances and have designed our fee structure to be transparent and affordable.
  3. Expert Support: Our team of experienced professionals is ready to assist you with any HSA-related queries or concerns, ensuring a seamless and stress-free experience.
  4. Seamless Online and Mobile Banking: Enjoy the convenience of managing your HSA from the comfort of your home or on the go. Our robust online and mobile banking platforms provide you with easy access to account information, transaction history, and more.

Take the First Step Towards Your Health and Wealth Goals Today!

Don't wait any longer. Start prioritizing your health and financial wellness by opening a Health Savings Account with The First National Bank of Dennison. Maximize your savings, enjoy tax advantages, and gain peace of mind in knowing you are well-prepared for unexpected medical expenses. Visit our branch today or call our dedicated HSA experts at 740.922.2532 to get started!

The First National Bank of Dennison - Building a Healthy Community, One Account at a Time.