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Home Equity Loans

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Take Advantage of the Credit You've Earned *Your Home Equity*


Join the homeowners who've discovered the value of home equity as a credit resource. Equity-the amount of money you would enjoy if you sold your house today- can secure your personal line of credit.

Financial Convenience


A revolving line of credit secured by the equity you have in your home allows you to use your funds whenever you need it. Again and again.

Once your application is approved and your credit limit determined, you can conveniently access your loan account as many times as you like. A single application gives you an ongoing source of credit.

Financial Freedom


You decide how much of your credit limit you want to use and what you'll do with the money you borrow. Your home equity resources can be used for a variety of reasons-some of which may be deducted at tax time.

Financial Flexibility


Use your credit resources for:
  • Home improvements-a remodeled kitchen, a renewed exterior, or professional landscaping
  • Financial leverage-consolidate your bills and organize your payments
  • School tuition-for your children or your own education and career opportunities
  • Vacation-now that second honeymoon or long-awaited family trip can finally happen

Take Advantage of Your Credit Today!


Stop in at any of our five locations and pick up an application or click onHome Equity Line Application and print out an application and return it today. Upon approval, our Personal Loan Officer will arrange a meeting with you to complete the agreement.

Ask our loan officer about finance charges, credit insurance, ways to access your credit line, and your credit
limit. Stop in or call us today.

Important Information About Procedures For Opening a New Account


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.